Browsing by Author "Villegas Tovar, Nallary"
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Item Fortalecimiento de la educacion financiera inicial en los jovenes de la facultad de ciencias economicas y empresariales de la universidad santiago de cali(Universidad Santiago de Cali, 2024) Ocampo Soto, Emely Andrea; Villegas Tovar, Nallary; Medina Hurtado, Lina MariaThis article presents a project aimed at addressing the issue of over-indebtedness and the lack of financial education among young people in higher education institutions, with a particular focus on students from the Faculty of Economic and Business Sciences (FCEE) at the University of Santiago de Cali. It highlights how this situation negatively impacts the financial lives of many individuals, despite the increasing access to financial products. Research reveals that a significant portion of young people lack the knowledge to make sound economic decisions. The project's main objective is to strengthen the financial skills of university students and contribute to the development of a culture of financial responsibility, in order to reduce the risk of debt and over-indebtedness in the current socio-economic context. To achieve this goal, qualitative research was employed using a deductive method, which included conducting diagnostic surveys and implementing a pilot training program. Survey results clearly indicate the lack of financial knowledge among students at the FCEE, but the implemented training plan proved effective in improving their knowledge in this field.